Floralis Genérica in Buenos Aires backlit, the metal flower open against a blue sky

Argentina: future, business, perspective.

Three paths — pick where you stand
Period facade in a Buenos Aires street
Own it.
Path 1 · Investing
I want to invest

An apartment that carries itself.

  • Selection, not luck. Two hundred properties become the three that suit you.
  • A fixed price for the works. Deadline and warranty come from the construction firm.
  • It keeps running without you. Tenants, levies, maintenance, reporting back to Europe.
Buy, renovate, rent out
Around 45 m² in a good location. Six to nine months to the first rent.
from $100,000
See more →
Buy without a building site
Ready to move into or a project under completion. No site to manage.
Fixed fee
See more →
Management
Tenants, levies, utilities, maintenance. From $180 per month.
8% of rent
See more →

Short-term letting and larger ventures are in the full overview

Congreso Nacional in Buenos Aires
Arrive.
Path 2 · Options
I want options

A second base, without moving.

  • The right to be here legally. Residency and DNI in nine to eleven months, at a fixed fee.
  • Bank account and tax number. Run alongside the same process. CUIT without relocating.
  • An option, not an obligation. You hold it — you do not have to use it.
Residency and DNI
Single applicant. Nine to eleven months, all costs included.
$4,400
See more →
Full landing package
Residency, account, tax number, company, twelve months of support.
on request
See more →
Intro call
Fifteen minutes. You find out whether and how your case works.
free
Book →

An investment can follow, but does not have to — details under Path 1

The Argentina Dossier on a desk, behind it a laptop with a video call in progress
Understand.
Path 3 · Start by finding out
I want to learn more

Know first, then decide.

  • An honest assessment. Even when it goes against us. You will hear that too.
  • Figures you can check. With sources, checklists and three fully costed examples.
  • No pressure. You decide whether and when this goes further.
The Argentina Dossier
50 pages on residency, capital, taxes and the property market.
$49
Preview →
Consultation
90 minutes, questionnaire beforehand, then a plan of 3–4 pages.
$550
Book →
Ask a question
Describe briefly what it is about. Answer within two working days.
free
Write →

The dossier preview is free — you see beforehand what is inside

The core

The simplest way into Buenos Aires

A European-shaped city of millions that has stayed that way for decades and has everything: boulevards, period buildings, coffee houses, safety in everyday life. On top of that a country changing faster right now than any other on the continent — and a price level that has not followed yet.

We are talking about USD 100,000 as an entry point. In European capitals that buys a garage and the closing costs; here it is a renovated apartment in a good location that rents out. Once you own property here, you have a foot in the door: a bank account, a tax number and possibly residency follow from it. Everything beyond that derives from it and is discussed individually.

Project coordination

Building lasting value: buy, renovate, rent out.

1
Search profile and shortlistLocation, budget, format. Properties come through matriculated corredores and owners in our network — including some that never reach a portal.
2
Due diligence and negotiationTitle register, expensas, reglamento and building condition are checked by the escribano and a surveyor. We coordinate, summarise the findings in plain language and sit with you through the price negotiation.
3
Closing and renovationThe escritura is executed by the escribano of your choice. The renovation runs as a construction contract with the building firm — fixed price, deadline and warranty come from them.
4
Letting and managementTenants, expensas, utilities, reporting. It keeps running when you are not here.
Investment from
$100,000
Coordination from
$5,900
To the first rent payment
6–9 months
Can be added

Residency and DNI

The right to be here legally. Nine to eleven months, fixed fee.

from $4,400

Bank account and tax number

Runs alongside the residency process. CUIT also available without relocating.

on request

Company (S.A.S.)

For when you want to run a business here.

on request

Ongoing management

Tenants, levies, maintenance, reporting back to Europe.

from 8%

These modules can be booked individually and are not required for a property project. Which of them you actually need is settled in a conversation — not on this page.

Residency, DNI, bank account
Immigration agency in Buenos Aires
Escritura and purchase contract
Escribano of your choice
Law and tax
Abogado and contador
Renovation
Local construction firm
Selection, sequence, coordination
Hay Plata Partners

Every service comes from someone licensed to provide it, under their own responsibility. What we contribute is turning all of it into a process you understand.

Perito Moreno glacier with a turquoise glacial lake in Patagonia
Perspective
A country with lithium, gas, agriculture and a government that is deregulating for the first time in decades.
How to start

Three stages, in this order

Stage 1

Fifteen minutes

You describe where you stand. Three questions come back, and then you know whether this works and which route fits. If it does not fit, you will hear that too.

free
Pick a time →
Recommended entry point
Stage 2

The dossier

50 pages on residency, capital, taxes and the property market. With checklists, question sets and three fully costed examples.

$49
Preview and request →
Stage 3

Ninety minutes

Questionnaire beforehand, then a written assessment of three to four pages. Credited in full if this turns into an engagement.

$550
Request this session →

A regulatory formality: booking and payment run through the German-language site. The service itself is fully available in English — write to us and we will set it up.

Puente de la Mujer against the Puerto Madero skyline
Business
European in character, Latin American in temperament — and currently resetting the switches instead of repeating Europe's mistakes.
If you are looking for opportunity and willing to act on it, you will find both here: a continent with European foundations and a market that is opening up right now.
Stefan Bachmann
Big decisions?

Decisions.

Not deciding is also a decision. Simply getting on with it is the practical form of freedom, and it starts in your head long before it reaches your calendar. Better still if you can draw on the experience of people with the same mindset.

Five years from now you will look back and see how simple it was. Not because it was easy, but because we started.

In Buenos Aires since 2023, with residency and DNI since April 2026. I went through the highs and lows of the process myself. Waited, hoped, cursed — and got all of it done with a clear goal, good contacts and a sense of momentum. The first step is smaller than you think: a conversation. 15 minutes.

Talk for fifteen minutes

Done it myself

Residency, DNI, bank account, company formation, buying an apartment and renovating it. All with my own money, including every detour.

German standards, Argentine building site

Fixed price, deadline and warranty come from the construction firm. The site manager has worked with the same team for years — on the details nobody notices in a photo and everybody notices every day.

Depth in the subject

Former board member of a listed financial services group and a platform specialist. Hands-on, for freedom and flexibility. Not an expat blogger — someone who reads numbers and a P&L.

In conversation Two interviews from 2026, at length. Both in German, not produced by me.
Property, copper, lithium: why investors are looking at Argentina nowWorld of Value · August 2026 · in German Investing in Argentina: opportunities and risksLeben, Politik und Wirtschaft in Argentinien · September 2026 · in German
Transparency

What do you earn on this?

The question comes up in almost every conversation — usually late and carefully. Here it is up front, with the answers.

Do you take a cut of my purchase price?

No. We charge fixed fees per package, not a percentage of the purchase price. If a commission were to come from a third party, it is disclosed — or passed through.

And on the renovation?

That runs as a fixed-price construction contract with the building firm. Their margin is an entrepreneur's profit, like any trade business — and in return the deadline and the warranty come from them. If you would rather bring your own contractor, you can; then only site supervision is charged.

A fixed price does not mean building goes on over your head. Scope, quality level, brands and fittings are agreed as the project runs — floors, bathrooms, kitchen, taps, wiring. You decide where to save and where to invest; the price is updated accordingly, before anything is ordered.

My case does not fit any of your packages.

Then it gets adapted. The prices on this page describe the standard case, not the limit. Every project brings its own conditions — budget, timing, people involved, tax position, family.

When do I know what it really costs?

After the consultation. At that point you have a breakdown line by line — before anything is commissioned and before any money moves.

Period corner building in Buenos Aires, backlit
The building
Corner building on a main avenue in Buenos Aires
The location
Old kitchen before the renovation, yellow units and a gas heater
Kitchen, before
Bathroom stripped back, with newly laid gas and water pipes
New pipework
Design of the renovated kitchen with olive-green fronts
Kitchen, design

Every project is different, and so is every client. What stays the same: every line item is agreed in advance, and you see it before you decide.

Everything at a glance

What it costs, how long it takes. Prices are visible because that saves both sides time.

ServiceDurationCost
Intro call15 minutes, bookable todayfree
The Argentina Dossier50 pages, delivered right after purchase$49
Consultation90 minutes plus questionnaire$550
Residency and DNI9–11 monthsfrom $4,400
Add-on: bank account and tax numberwithin the residency processon request
Add-on: company (S.A.S.)4–6 weekson request
Full landing package12 months of supporton request
Buy, renovate, rent out6–9 months to the first rent paymentfrom $100,000
Variant: no building site, turnkeyimmediately or a project under completionFixed fee
Individual arrangements possibleOngoing representation on the ground and larger ventures outside propertydiscuss in person →

A worked example

45 m², kitchen and bathroom in need of renovation. In Colegiales, Palermo Viejo or Villa Crespo. Assumptions disclosed.

Purchase price, negotiated around 6% below market$78,000
Closing costs 7.5% — sellos, escribano, brokerage$5,850
Renovation at a fixed price, turnkey$15,000
Capital employed$98,850
Market value on completion$119,250
Paper gain20.6 %

The ongoing net yield is 2.9 to 4.0 per cent on a long-term letting. That belongs out in the open: anyone looking only at the rent will find something comparable in Europe with less risk. This case works through the increase in value, the tax exemption on rental income since 2026, and a price level that in real terms sits below that of past decades.

On request

Club deal

Some properties are too large for a single buyer and too small for a fund. A whole floor, a building with eight units, a location you cannot get on your own.

For those cases we assemble a group of four to eight investors. Hay Plata Partners puts in its own capital and runs the project operationally. Distributions follow a European waterfall structure: investors' capital back first, then the split.

Property size
$600,000 – 2.5m
Group
4 – 8 investors
Own participation
yes, in every deal

Groups are not filled publicly. Terms and property documents follow a personal conversation.

Make an enquiry
Argentine passport in front of the national flag
Fast-track option

Citizenship by investment

On 2 October 2026, Economy Minister Luis Caputo presented a citizenship-by-investment programme in Paris. Two routes are envisaged: a non-refundable contribution to the treasury, or the subscription of a government bond issued for the purpose. Applications are expected to be accepted in the fourth quarter of 2026.

That would make Argentina the second country in Latin America with such a programme, after El Salvador — and the first in South America.

Contribution
$350,000
Or government bond
$800,000
Family of four from
$500,000

Ten points decide whether this route works for you — residency, tax liability, physical presence, family. None of them appears in the headlines.

See the ten points Ask about the Golden Passport
Knowledge

21 chapters on what actually applies here

The legal position, the process and the costs of buying, renovating and letting in Buenos Aires. With decree numbers, dates and sources. Free, because it is in the Argentine official gazette anyway — and because most English-language sources have not caught up since the reform.

Track A

Before you search

Track B

Searching and buying

Track C

Renovating

Track D

Letting and holding

Track E

The traps

Background

What has changed

The chapters explain how it works. The dossier gives you the material.

50 pages with printable checklists, question sets for the escribano and the contador, three fully costed examples, and the barrio table showing the spread from unrenovated to refurbished.

View the dossier Talk for fifteen minutes

The Argentina Dossier

50 pages of sourced figures, reviewed twice by specialists. See what is inside first — the preview is free.

Preview, translated — chapter 6, taxes
6.1 The Ganancias exemption from 2026

With Decreto 406/2026, published on 1 June 2026, the government issued the implementing rules. The result: since 1 January 2026 the following are exempt from income tax —

Income from letting property that serves the tenant as a home, including amounts for furniture and fittings. Gains from the disposal of property and from the transfer of rights. The exemption applies expressly to individuals and undivided estates, resident and non-resident alike.

6.3 ABL — the recurring levy

ABL stands for Alumbrado, Barrido y Limpieza. The levy bundles the city property tax with a service charge. A one-bedroom apartment in a mid-range location runs at roughly 30,000 to 120,000 pesos per two-month instalment.

Request the dossier

The dossier is written in German. If you need the content in English, write to us — we will go through it with you.

Why not free?

Because it is meant to be read. Forty-nine dollars is not a price but a threshold — it filters out the people who only collect.

You receive a personalised copy as a PDF, immediately after purchase. The preview shows you the full structure and the opening of every section.

The foreword and the glossary are fully readable without paying.

Still unsure?

Then ask first. One sentence on where you stand is enough — you get an honest view on whether the dossier helps you at all.

What I write

From Buenos Aires, published regularly on LinkedIn. Mostly on the macroeconomic setting — because it determines the conditions under which people invest here.

Bar chart comparing corporate taxes and levies in Argentina, Brazil and Mexico
Analysis

Corporate taxes and levies compared: Argentina, Brazil, Mexico

Read on LinkedIn →September 2026
Column chart on the development of the poverty rate in Argentina
Data

The poverty rate since 2023 — the figures over time

Read on LinkedIn →April 2026
Comparison of the EU and Argentina on capital movement
Comparison

Capital movement and controls: Argentina and the eurozone compared

Read on LinkedIn →January 2026
Cover image of the Argentina Facts series
Market report

Argentina Facts: figures and impressions away from the headlines

Read on LinkedIn →October 2025

Buenos Aires

Where I live and where we buy. Charts on the individual neighbourhoods will be added later.

Buenos Aires from above at dusk
The city from above
Wide tree-lined avenida with evening traffic in Buenos Aires
Avenida in the evening light
Lake in the Bosques de Palermo with palm trees and the skyline
The parks of Palermo
Jacaranda avenue in full bloom
Jacaranda avenue in bloom
Bright period building by the park with a tree in blossom
Period buildings by the park
Belle Époque façade with plane trees and pavement in Buenos Aires
The substance this is about
Jacaranda in full bloom on a street corner
Jacaranda in November
Monumento de los Españoles in Palermo
Monumento de los Españoles
Floralis Genérica backlit by the evening sun
Floralis Genérica at dusk
Polo players on the field in Palermo
Polo in Palermo
Verdulería, a fruit and vegetable shop in a residential barrio
Everyday life in the barrio
Mate gourd with bombilla held in a hand
Mate is part of it

Four of these are my own photographs. Charts on the individual neighbourhoods will follow.

The hard questions

Starting with the uncomfortable ones.

What happens if Milei is not re-elected?

Some of the advantages would go — tax exemptions, the deregulated rental market, the closed exchange-rate gap. Ownership stays: under the constitution, foreigners are on an equal footing with nationals. Anyone investing should have a horizon beyond one parliamentary term.

How do I get my money out again?

As a private individual, largely freely today. What matters is documentation: if you can show how the capital came in, taking it out is not a problem. Which is why we plan the way out before we take the way in.

Can I not do this myself?

Yes. The immigration authority says so itself. Anyone who speaks Spanish, has time and tolerates bureaucracy will get through. The difference lies in speed, in the mistakes avoided, and in seeing what you cannot see yourself when buying property.

What do you earn on this?

A fee from you, and on the renovation an entrepreneur's profit like any trade business. Commissions from third parties are disclosed and credited.

Floralis Genérica in the evening light, an aircraft in the sky
Future
The first step costs fifteen minutes and nothing else.

Let us talk

It always begins with fifteen minutes. After that we decide whether the full conversation makes sense.

Fifteen minutes

free
  • In three minutes you describe where you stand
  • Three questions come back
  • You find out whether it works and which route fits
  • If it does not fit, you will hear that too

No timeline for your case, no document list, nothing in writing.

Pick a time

Ninety minutes

$550
  • Questionnaire beforehand — your case is prepared
  • Which route works and which one drops out
  • Sequence, months, costs line by line
  • Written assessment of 3–4 pages

Credited in full if this turns into an engagement.

Request the 90-minute session

A regulatory formality: booking and payment run through the German-language site. The service itself is fully available in English — write to us and we will set it up.

Most people start with the fifteen minutes — it saves both sides time if it does not fit. Anyone who already knows what they want books directly.

Contact

Ask a question

If a call is still too early: write and say what it is about. I answer personally, usually within two working days.

Your details are used for this enquiry only. No newsletter, no sharing with third parties, no advertising without your express consent.

Writing is the faster route here. If you would rather speak: phone +1 307 2093064.